Goodwin Agency, Inc.

               We offer at anytime an explanation/review of your insurance policies without obligation.

                                                 Do you understand your automobile policy limits?

What does 20/40/15 BIPD really mean?

                                                    Do you understand your homeowners’ policy?

Were any of these items ever explained to you by your insurance agent? Or was simply being insured your main concern?

                                         For your time you will also get a free Home Organizer kit.

                                    Don’t fall victim because of not knowing, please give me a call.

                                                         (618) 344-5397 or (618) 580-2808

                                                                         Ask for Anthony

Checkout some of the different services that we can provide to protect your assets:

      Auto      Home      Renters’       Commercial                 Umbrellas        Flood  

      Home Warranty          Mortgage protection               Business          Boat/Recreational

      Mobile Home              Motor Home               Travel Trailers             Personal Watercraft               

We also offer services that protect your life, personal well-being and future:

      Life       Annuities   IRAs    401k     403b   College Funds     Rollovers

    Mutual Funds   Individual Healthcare     Group Healthcare        Short/Long Term Healthcare 

Be sure to ask about our Affinity Discount Program offering discounts to:                              

     Educators(K-12)        College Professors      Engineers        Physicians/Surgeons

      Firefighters                  Police Officers            Attorneys        Registered Nurses

      Scientist                      Alumni                        Military          

These are just some of the many services we offer. Please make an appointment today for your free needs analysis and explanation of your current policies.

The right choice for the long term®

Figures shown are past results for Class A shares and are not predictive of results in future periods. Current and future results may

be lower or higher than those shown. Share prices and returns will vary, so investors may lose money. Investing for short periods

makes losses more likely. Unless otherwise indicated, results shown are at the 5.75% maximum sales charge for Class A shares

with all distributions reinvested. For current information and month-end results, visit americanfunds.com.

There have always been reasons not to invest

• Pearl Harbor was bombed

(December 7, 1941)

10 years later your investment would have been worth

 $34,710 / 13.3%

by the end of 2007 you would have had

 $27,365,584 / 12.7%

• the Soviets launched Sputnik, vaulting into space

ahead of the U.S.

(October 4, 1957)

10 years later you would have had

 $38,083 / 14.3%

by the end of 2007 you would have had

$3,183,574 / 12.2%

• President Kennedy was assassinated

(November 22, 1963)

10 years later you would have had

$22,945 / 8.7%

by the end of 2007 you would have had

 $1,569,325 / 12.1%

• President Nixon resigned

(August 9, 1974)

10 years later you would have had

$40,379 / 15.0%

by the end of 2007 you would have had

 $719,604 / 13.7%

• the Dow Jones Industrial Average dropped a

record 22.6% in one day

(October 19, 1987)

10 years later you would have had

$44,268 / 16.0%

by the end of 2007 you would have had

 $99,559 / 12.0%

• Iraqi troops invaded Kuwait, setting off the

first Gulf War

(August 2, 1990)

10 years later you would have had

$41,882 / 15.4%

by the end of 2007 you would have had

 $63,495 / 11.2%

Many investors may be tempted to base investment decisions on emotion — especially when faced with events like the

war in Iraq or volatility in the market. But, over its 74-year history, The Investment Company of America® has given its shareholders good reason to look beyond the headlines. While a single fund is not representative of the broader market,

here’s what would have happened (in terms of dollar amounts and average annual total returns) if you had invested $10,000 in ICA on the day that …

Investors should carefully consider the investment objectives, risks, charges and expenses of the American Funds. This and other

important information is contained in each fund’s prospectus, which can be obtained from a financial professional and should be

read carefully before investing. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other

entity, so investors may lose money. Equity investments are subject to market fluctuations. If used after September 30, 2008, this

page must be accompanied by a current American Funds quarterly statistical update.

Here are ICA’s average annual total returns on a $1,000 investment at the maximum 5.75% sales charge with all distributions

reinvested for periods ended June 30, 2008:

1 year 5 years 10 years

Class A shares –18.16% 6.79% 5.01%

Gross expense ratio: 0.56% as of the fund’s most recent fiscal year-end (December 31, 2007)